-项500万元的借款,借款期5年,年利率为8%,若每半年复利一次,计算年实际利率与名义利率的差额。
由题意得,m= 2,r=8%,根据实际利率和名义利率之间关系式:i=(1 + m/r)m-1 =(1 + 8%/2)2 -1 = 8.16% m实际利率高出名义利率:8. 16% - 8% = 0. 16%
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