投保人、被保险人或受益人有下列哪些情形之一,且骗取保险金的数额较大的,构成保险诈骗罪()
A.故意造成被保险人死亡、伤残或疾病的
B.故意虚构保险标的的
C.故意造成被保险财产损失的保险事故的
D.对发生的保险事故编造虚假原因或夸大损失程度的
E.编造未曾发生的保险事故
正确答案是ABCDE
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