下列说法正确的是( )
A.我国银行利率传统上由财政部直接管理
B.中国人民银行制定的各种利率是法定利率
C.商业银行应当按照中国银行规定的贷款利率上下限确定贷款利率
D.中国银行决定金融机构对客户存贷款的基准利率
正确答案是B
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