简述商业保险与社会保险的区别。
(1)目的不同。前者以营利为目的。后者不以营利为目的;(2)险种范围和投保方式不同。前者范围广,投保形式灵活。后者范围和方式法定;(3)投保自愿性。前者自愿,后者强制。
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