What is insurable interest?

What is insurable interest?

Insurable interest holds that no one may insure anything unless he has an interest in it, which means that if the thing insured is preserved he will derive a benefit, but if it is damaged or lost he will be adversely affected.
【评分标准】 (1)回答正确,语言准确或有个别小错误,得 5 分。
(2)回答正确,但有少量语言错误,得 4 分。
(3)回答基本正确,但有一些语言错误,得 3 分。
(4)回答基本正确,但有一些严重语言错误,得 1-2 分。
(5)回答错误或不答则为 0 分。