在定值保险合同中,若保险标的因保险事故导致全损,保险人赔偿的标准是()
A.保险合同订立时保险标的的市场价值
B.保险事故发生时保险标的的市场价值
C.保险事故发生时保险标的的重置价值
D.保险合同中载明的保险标的的价值
正确答案是D
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