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人身保险合同的特征包括（）

高老师2年前 (2024-03-27)保险法(00258)20

人身保险合同的特征包括（）

A.保险标的的人格化

B.保险金定额给付

C.人寿保险保险费的非诉性

D.以生命表或伤残表作为技术基础

E.保险人有代位求偿权

正确答案是ABCD

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