商业银行创造派生存款的数量并不是无限度的,它受到()等因素的制约。
A.法定存款准备金率
B.现金漏损率
C.超额存款准备金率
D.活期存款转化为定期存款的比例
E.客户的贷款意愿
正确答案是ABCD
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